Microfinance impact on microbusiness development in Africa: evidence from a control group experiment in Ghana

Alhassan, Yahaya, Salia, Samuel and Uzoechi, Nwagbara (2022) Microfinance impact on microbusiness development in Africa: evidence from a control group experiment in Ghana. In: Microfinance and Sustainable Development in Africa. IGI Global Publishing. ISBN 9781799874997

[img] Microsoft Word
Final Manuscript - Microfinance Impact.docx - Accepted Version
Restricted to Repository staff only

Download (350kB)

Search Google Scholar

Abstract

This Chapter applies the control group experiment approach to study whether microfinance improved microbusiness growth in Ghana. According to this approach, statistically significant difference in the outcome between treatment and control groups is an indication of impact of microfinance on microbusiness development. Thus, this chapter compares the mean monthly sales, number of employees, business assets and capital stock of microbusinesses that received microfinance (the treatment group) and the mean monthly sales, number of employees, business assets and capital stock of microbusinesses that did not receive microfinance (the non-treatment group) in seven municipalities identified by various non-governmental organisations as areas of financial exclusion in the Northern Region of Ghana using survey data. Results indicate that microfinance impacted positively on microbusiness development.

Item Type: Book Section
Subjects: Business and Management > Accounting and Finance
Business and Management > Business
Business and Management > Business and Management
Divisions: University of Sunderland in London
Depositing User: Yahaya Alhassan
Date Deposited: 15 Nov 2021 11:50
Last Modified: 15 Nov 2021 11:50
URI: http://sure.sunderland.ac.uk/id/eprint/14129
ORCID for Yahaya Alhassan: ORCID iD orcid.org/0000-0001-6700-635X
ORCID for Samuel Salia: ORCID iD orcid.org/0000-0002-5651-5009

Actions (login required)

View Item View Item

Downloads

Downloads per month over past year