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Alhassan, Yahaya, Nwagbara, Uzoechi and Bellamy, Lawrence (2025) The Impact of FinTech Integration on the Accessibility and Sustainability of Microfinance Institutions: A Case Study Approach. In: Microfinance, Financial Innovation, and Sustainable Entrepreneurship in Economics. IGI Global, pp. 183-212. ISBN 9798369366226

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Abstract

Abstract

This chapter investigates the impact of FinTech integration on the accessibility and sustainability of microfinance institutions (MFIs) using a case study approach and secondary data. The chapter examines how the use of FinTech solutions by MFIs have enhanced the accessibility of microfinance services by the poor and financially excluded individuals and groups. The chapter also evaluates the potential impact of FinTech integration on the financial sustainability and operational efficiency of MFIs. The chapter identifies key challenges of microfinance-FinTech integration such as high initial investment costs, cybersecurity risks, regulatory complexities, and the potential for over- indebtedness. This investigation provides insights into the opportunities and challenges that MFIs face in adopting FinTech solutions to achieve their aim of enhancing financial inclusion and long- term sustainability in the evolving digital landscape.

Item Type: Book Section
Depositing User: Yahaya Alhassan
URI: https://sure.sunderland.ac.uk/id/eprint/19277

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Item ID
19277
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ISBN
9798369366226

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ORCID for Yahaya Alhassan

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Date Deposited
19 Aug 2025 10:29
Last Modified
19 Aug 2025 10:29

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Author
Uzoechi Nwagbara
Author
Lawrence Bellamy

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